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Insolvens opstår, når debitor ikke kan opfylde sine økonomiske forpligtelser, efterhånden som de forfalder. En sådan situation kaldes også for illikviditet. For en mere dybdegående forståelse af begrebet ‘insolvens’, kan du besøge dette link.

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Når en skyldner under en fogedsag viser sig ikke at have nogen aktiver, kan der afgives en insolvenserklæring. Tidlinsolvenserklæringigere fredede denne erklæring debitor mod nye fogedsager i seks måneder. Med de nye regler er denne fredningsperiode nu udvidet til tolv måneder.

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